NBPM Financial Services Pvt. Ltd.

Effective Date: [Insert Date]

NBPM Financial Services Pvt. Ltd. values your privacy and is committed to protecting your personal information.

1. Information We Collect

We may collect the following information:

Personal Information:

Name

Phone Number

Email Address

PAN Card details

Aadhaar details (if required)

Date of Birth

Address

Employment details

Income details

Financial Information:

Bank details

Loan details

Credit score

Credit history

Technical Information:

Device information

IP address

App usage data

Cookies (for website)

2. How We Use Your Information

We use your information to:

Process loan/credit card/insurance applications

File ITR and GST returns

Retrieve CIBIL score and credit reports (with consent)

Communicate updates regarding your application

Improve our services

Prevent fraud

3. Sharing of Information

We may share your information with:

Banks & NBFCs

Insurance companies

Credit bureaus (like CIBIL)

Government authorities (for ITR/GST filing)

Authorized third-party service providers

We do not sell your personal data to third parties.

4. Data Security

We implement appropriate security measures to protect your personal information, including:

Secure servers

Encryption (where applicable)

Restricted employee access

Regular monitoring

However, no digital platform is 100% secure.

5. Consent for Credit Check

By using our CIBIL-related services, you:

Authorize NBPM to obtain your credit information.

Provide consent to share your KYC and financial details with authorized credit bureaus.

6. Data Retention

We retain your data:

As long as required to provide services

To comply with legal and regulatory requirements

For dispute resolution purposes

7. Your Rights

You have the right to:

Request access to your data

Request correction of inaccurate data

Withdraw consent (subject to legal limitations)

Request deletion (where legally permissible)

For requests, contact us at:
📧 Email: [Insert Official Email]
📞 Phone: [Insert Contact Number]

8. Cookies Policy (Website)

Our website may use cookies to:

Enhance user experience

Track visitor behavior

Improve performance

You may disable cookies through your browser settings.

9. Third-Party Links

Our website or app may contain links to third-party websites. We are not responsible for their privacy practices.

10. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.